Got into a traffic accident in Singapore? Stay calm — SG Law Guru understands how anxious or overwhelmed you might feel, but what you do in the moments that follow matters most.
This guide walks you through each step — from keeping everyone safe and gathering information to filing reports and understanding your legal rights — so you can move forward with confidence and clarity.
1. Safety First
Your priority is safety — for yourself, your passengers and everyone involved.
Take steps to:
- stay calm and check for injuries. Call 995 immediately if anyone is seriously injured
- do not move an injured person unless there’s immediate danger (such as fire or oncoming traffic). Moving someone with a possible spinal injury can worsen their condition.
- if the person is conscious, keep them calm and ask simple questions to check for alertness
- If the person is unconscious, call 995 immediately. If they are not breathing, and you are trained, start CPR, and follow SCDF operator instructions.
- move to a safe spot if possible, but do not leave the scene of the accident
- switch on your hazard lights and use warning triangles if available
- keep a safe distance from traffic, and warn other road users until help arrives
- stay with the casualty until paramedics arrive and provide them with any information they need.
💡 Tip: Save a “Basic First Aid at an Accident Scene” checklist on your phone for quick reference. (Coming soon on SG Law Guru!)
2. Gather Key Information
Proper documentation helps protect your insurance and legal rights.
What to do:
- exchange names, NRIC, phone numbers, addresses, and insurance details with the other party
- take photos or videos of all vehicles, damage, road conditions, and traffic signs
- note down the date, time and location
- look for witnesses (if any) and ask for their names and contacts
- do not admit liability or apologise even if you think that you might be at fault
- if you have a dashcam, save and backup the footage as evidence
3. Report to Authorities
You must file a police report if any of the following apply:
- there is death or injury, where:
- someone is conveyed to hospital by an ambulance; or
- anyone involved is given three or more days of medical leave
- there is damage to government property (e.g. lamp posts, traffic signs, barriers)
- it is a hit-and-run case
- a foreign-registered vehicle is involved
- there is involvement of pedestrian(s) or cyclist(s)
You may still need to make a police report to support your insurance claim or court proceedings, even if the damage seems minor.
Notify your insurance company within 24 hours or the next working day. Timely reporting ensures a smoother claims process and helps protect your rights.
4. Seek Medical Attention
Visiting a doctor even if your injuries seem minor. Certain conditions such as whiplash or internal bruising may only appear later.
Medical records are valuable evidence if you decide to pursue a personal injury claim.
5. Common Mistakes to Avoid
- leaving the scene without proper documentation
- accepting private settlement without legal advice
- delaying medical check-ups
- failing to safeguard evidence (photos, witness statements, dashcam footage)
6. Understand Your Rights and Claims
If you or someone else is injured, you can seek compensation for:
- special damages: medical bills, loss of income, transport costs
- general damages: pain, suffering, and loss of life enjoyment
⏳ Time Limit: Most personal injury claims must be started within 3 years from the date of the accident. Exceptions apply for minors and government-related cases.
7. When to Consult a Lawyer
Seek legal advice if:
- you or others suffered significant injuries
- liability is disputed
- insurance claim is delayed, denied, or undervalued
- you are unsure about compensation calculations
A lawyer can help gather evidence, assess fair compensation, and guide you through negotiations or court proceedings.
8. Focus on Recovery
Accidents can be stressful, both physically and emotionally.
Following the right steps to seeking guidance will help you:
- protect yourself legally and financially
- focus on healing and recovery
- navigate the process with clarity and confidence
Disclaimer: This article is for learning and discussion purposes only and is not legal advice. Each accident and claim is unique. Consult a qualified lawyer for advice specific to your situation.
We’re Here to Help
Accidents can happen anytime — on the road, at work, or in daily life. Knowing what to do in the first few moments can make a real difference.
SG Law Guru provides clear, practical information on accident response, safety basics, and legal awareness — so you can act calmly, responsibly, and protect yourself and others when it matters most.
Need personalised advice? Send us your enquiry here!
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